Kuka haluaa kansainväliseksi riskisijoittajaksi?
Kiva.org jakaa 0% korolla mikrolainoja kehitysmaiden pienyrittäjille.
Pienin lainaosuus on 25 dollaria. Jos yrittäjä maksaa lainan, saa lainaaja omansa pois. Tämän hetkinen lainojen takaisinmaksuprosentti on 100% (mikrolainoissa yleensä 97%). Lahjoittaja voi seurata Yrittäjien edistymistä ja lainan takaisinmaksua voi seurata blogin kautta. Esimerkki lainanhakijoista:
Location: Vratza, Bulgaria Activity: Hair Salon Loan Amount: $2000.00 Loan Use: To buy a professional chair, hair-drier and materials Loan Repayment Term Range: 14-18 months Status: raising funds Partner Rep: Georgi Breskovski Partner: Mikrofund EAD
Evelina Nencheva is 38 years old. She is divorced and has two children who are students now.
After her divorce she specialized “Hairdressing and Cosmetics” and started to work for a friend of hers who is one of the famous hairdressers in the city. She had worked in her friend’s studio for 10 years and had got a rich experience.
One year ago she opened her own studio. Now she needs some equipment for this studio – a professional chair, hair-drier and materials. She needs $ 2 000.
Kiva on saanut helvetisti huomiota kansainvälisessä mediassa:
Frontline/World, October 31, 2006.
“Uganda: A Little Goes A Long Way”
Show synopsis: “A San Francisco company has taken the idea of microfinance and upgraded it for the Web. Radio reporter Clark Boyd… travels to Uganda for FRONTLINE/World, where the first recipients of money collected through Kiva’s Web site are building and expanding businesses.”
The Wall Street Journal, October 21, 2006.
“Small Loans, Good Intentions: Web Sites to Help You Act Like the Nobel Peace Prize Winner“
“You, too, can have a big impact with a small amount of money.”
ReadyMade, October/November, 2006.
“A Little Largesse Goes A Long Way“
“Becoming a junior phiolanthropist is simple: select from a list of profiled small busiensses in countries such as Ecuador and Uganda, choose any loan amount (as low as $25), and send it via PayPal…If only the Rockefellers had it this easy.”
Good Magazine, Sept/Oct 2006.
“D.I.Y. Venture Capitalists“
“Would-be investors log on to Kiva, scan through profiles of low-income entrepreneurs-say, a man who wants to open a ashoe shop in Honduras or a goat farmer in Uganda – and shell out as litte as $25, via PayPal, to the recipient of their choice…the money provided through Kiva is a vital influx of capital for fledgling businesses around the world.”
BusinessWeek Online, August 16, 2006.
“Making Microfinance Easier“
“New Kiva board member Reid Hoffman, CEO and co-founder of LinkedIn, says Kiva’s got the right mix of elements to help it grow. Hoffman says he sees the same potential in Kiva that he saw in LinkedIn. “This has all the characteristics that could get into the hundreds of thousands or millions of users,” he says.”
The Nilson Report, August, 2006.
“Kiva.org is the only not-for-profit peer-to-peer lender. It connects lenders in 30 developed markets with low-income entrepreneurs in 11 developing countries who need loans for their small businesses.”
BusinessWeek, July 31, 2006.
“A Little Money Goes A Long Way: Using the power of social networking to help small businesses around the world“
“Friends and neighbors have been lending one another money forever, but as the Web makes virtual neighbors of strangers, Kiva, which is Swahili for ‘agreement’ or ‘unity,’ is harnessing the power of social networking to support microenterprise in the developing world.”
ABC News, July 27, 2006.
“Giving from the U.S. to Uganda“
“A woman in East Africa is looking for a loan to try and buy some livestock – keep in mind that these steer are her family’s livelihood and they could mean the difference between survival and severe poverty – but thanks to the internet and (Kiva) people from as far away as Europe, Asia and even the United States can all give toward her success in Kenya.”
The Wall Street Journal, July 24, 2006.
“Want to Bid on a Loan?”
“Kiva.org… allows consumers to lend money to entrepreneurs and small businesses in developing countries.”
NPR, July 17, 2006.
“Is Microfinance Changing the World?“
Click here to listen to KUOW’s Weekday program as broadcast on NPR featuring Matt Flannery (CEO, Kiva.org), Alex Counts (President and CEO of Grameen Foundation USA) and Raj Shah (Director for Financial Services and Agriculture with the Bill and Melinda Gates Foundation).
BusinessWeek Online, July 11, 2006.
“An eBay for Microfinance“
Click here to listen to BusinessWeek Online’s podcast featuring Kiva as Innovation of the Week.
Entrepreneur, May 2005
“Lend a Hand“
“An inexpensive feel-good investment opportunity…All loaned funds go directly to the applicants, and most loans are repaid in full.”
BBC News, March 1, 2006.
“Online loans help world’s poor“
“…revolutionising how donors and lenders in the US are connecting with small entrepreneurs in developing countries.”
Click here to listen to this story as broadcast on PRI’s “The World”, February 15, 2006.
CNN Money, January 17, 2006.
“Be a global financier… on a shoestring“
“If you’ve got 25 bucks, a PC and a PayPal account, you’ve now got the wherewithal to be an international financier.”
The Wall Street Journal, January 5, 2006.
“A New Way to Do Well By Doing Good“
“Smaller investors can also make loans of as little as $25 to specific individual entrepreneurs through a service launched last fall by Kiva.”
The Village Voice, November 23, 2005.
“Kiva simply democratizes access to a worldwide microfinance movement that has been empowering the working poor for two decades.”